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No surprise to us here, but a recent report is out highlighting the financial stress that exists within Social Security and Medicare. Over the course of the next decade, these programs will be insolvent. This is a direct result of our demographics and the aging population. In addition, the state of the economy is on a “record” run, so the question is, how much steam remains in the engine, because a slowdown, minor or major, will only place further strains on these programs and others. Also, where’s the leadership on these topics?